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TEMPORARY
LIQUIDITY GUARANTEE PROGRAM
Our institution has elected to participate in the FDIC's
Transaction Account Guarantee Program. Under that program,
through December 31, 2010, all non-interest bearing transaction
accounts are fully guaranteed by the FDIC for the entire amount in
the account. Coverage under the Transaction Account
Guarantee Program is in addition to and separate from the coverage
available under the FDIC's general deposit insurance rules.
Checking accounts paying interest of more than 0.25% are not
guaranteed by the FDIC above the normal FDIC insurance limits.
On October 3, 2008, FDIC deposit insurance temporarily
increased from $100,000 to $250,000 per depositor through December
31, 2013.
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